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Real Estate Tips
Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Real Estate Trivia
Q 
What real estate board game became the best-selling game in America just one year after it was created?

A 
Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies.
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Roger Deines and Scott Paulson, REALTOR®, real estate agent and broker for Kansas City, Lee's Summit and Raymore, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Roger Deines/Scott Paulson/Lori Wold/Mike Hastings
Deines/Paulson Real Estate Group

1153 N.E. Rice Road
Lee's Summit, MO 64086
Roger Deines: 816-210-6101
Scott Paulson: 816-251-1523
Lori Wold: 816-522-2068
Mike Hastings: 816-251-1433
FAX: 816-251-1499
Email Roger Deines: rogerdeines@planetkc.com
Email Scott Paulson: scottp@reeceandnichols.com
Email Lori Wold: lori@loriwold-sold.com
Email Mike Hastings: mhastings@reeceandnichols.com

Deines/Paulson Real Estate Group Over 13 years experience!

CRSREALTORMLSEqual Housing


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